Did you know car insurance quotes are different than car insurance rates? When shopping for car insurance it is important to know the difference. Comparing rates can help you assess if you’re getting the most value for your money.

What is a car insurance quote? It is an estimate provided by an insurance company outlining how much you can expect to pay for an insurance policy.

What about a car insurance rate? A rate is the amount you pay for an auto insurance policy over a certain period of time. The rate is affected by what coverages you choose and other auto related factors such as your driving record.

When requesting a quote it’s a good idea to have some personal and vehicle information ready. You may be asked to provide an address, social security number, vehicle identification number and mileage.
It is a good idea to compare quotes. The Insurance Information Institute suggests getting at least 3 quotes from different insurance providers.

Visit theAllstateblog for more information about quotes and rates.

Our agency can assist with your car insurance needs. Feel free to give us a call or send us an email.
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The team at Hutto & Dalchau Insurance Agency help with auto insurance, home insurance, life insurance, renters insurance and umbrella insurance as well as business, commercial liability, contractor, commercial auto and surety bonds in the Hill Country area. For more information and to learn about our agency visit our website at www.huttoins.com

Warmer weather means more time with friends and family! If you are planning a cookout, keep these tips in mind to avoid any accidents
 

• Keep your grill at least 10 feet from your home, railings, and overhanging branches.
• Make sure children and pets keep 3 feet away from your grilling area.
• If you’re using a propane grill, make sure the lid is open before lighting it.
• When using a charcoal grill, remember to use the correct lighter fluid.
• Don’t leave your grill unattended.
• If you smell gas while your cooking, turn off the grill and propane.
• When you’re finished grilling on propane, scrape off grease and fat buildup that’s left over in the trays below the grill
• Make sure the coals from your charcoal grill are completely out before disposing in a metal container.

Following these tips can ensure everyone is safe from harm and has a good time! Call or stop by our office today for help with your insurance needs. Click here to see these tips in a video.
 
The team at Hutto & Dalchau Insurance Agency help with auto insurance, home insurance, life insurance, renters insurance and umbrella insurance as well as business, commercial liability, contractor, commercial auto and surety bonds in the Hill Country area. For more information and to learn about our agency visit our website at www.huttoins.com
 
 

This checklist of basic home maintenance tasks will help keep your home in good working order for years to come.
 

1. Clean gutters and downspouts.
2. Check gutters and roof for damage.
3. Inspect your air conditioning unit and change air filters.
4. Check the exterior of your home for loose or damaged siding.
5. Inspect windows for peeling or cracked caulk around the seems and make sure screens are in good condition.
6. Consider resealing your deck if it is showing wear.
7. Look for any cracks in your foundation and check walls and flooring for damage.
8. Trim trees, shrubs, and other plants to keep them from damaging your house and to make room for new growth.

Tackling this checklist will ensure you can enjoy the spring season. Call or stop by our office today for help with your home insurance needs. Visit the allstate blog for the full checklist.
 
The team at Hutto & Dalchau Insurance Agency help with auto insurance, home insurance, life insurance, renters insurance and umbrella insurance as well as business, commercial liability, contractor, commercial auto and surety bonds in the Hill Country area. For more information and to learn about our agency visit our website at www.huttoins.com