What Is The Difference Between A Car Insurance Quote and A Car Insurance Rate?

Did you know car insurance quotes are different than car insurance rates? When shopping for car insurance it is important to know the difference. Comparing rates can help you assess if you’re getting the most value for your money.

What is a car insurance quote? It is an estimate provided by an insurance company outlining how much you can expect to pay for an insurance policy.

What about a car insurance rate? A rate is the amount you pay for an auto insurance policy over a certain period of time. The rate is affected by what coverages you choose and other auto related factors such as your driving record.

When requesting a quote it’s a good idea to have some personal and vehicle information ready. You may be asked to provide an address, social security number, vehicle identification number and mileage.
It is a good idea to compare quotes. The Insurance Information Institute suggests getting at least 3 quotes from different insurance providers.

Visit theAllstateblog for more information about quotes and rates.

Our agency can assist with your car insurance needs. Feel free to give us a call or send us an email.
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The team at Hutto & Dalchau Insurance Agency help with auto insurance, home insurance, life insurance, renters insurance and umbrella insurance as well as business, commercial liability, contractor, commercial auto and surety bonds in the Hill Country area. For more information and to learn about our agency visit our website at www.huttoins.com