Motorcycle Insurance Coverage for Accidents: The Basics

When purchasing insurance for your motorcycle there are different requirements and options depending on the state. To learn more about what Texas requires give our office a call. In the meantime here’s an overview of coverage options for at-fault accident claims.

Bodily Injury Liability
If either your passenger or the other driver is injured in an accident that was your fault, you might be liable for the costs of medical treatment, lost wages and physical or psychological pain. This coverage helps protect you from having to cover these costs out of pocket.
Property Damage Liability
When you’re in an accident it usually results in damages. If you damage someone else's property, property damage liability coverage will help pay for the ensuing expenses.
Collison
If your vehicle is damaged in an accident, this type of coverage will help with repairs or a replacement.
Personal Injury Protection
This coverage can help supplement lost income as well as any services you can’t perform on your own anymore such as child care or even a funeral, in a worst-case scenario.
Optional Coverage for Custom Parts
If you have added any customized parts to your bike you could choose to cover them in case of damage.

Having the proper coverage can help put your mind at ease in the case of an accident. Call or email us at info@huttoins.com to learn your options and get a quote.
The team at Hutto & Dalchau Insurance Agency help with auto insurance, home insurance, life insurance, renters insurance and umbrella insurance as well as business, commercial liability, contractor, commercial auto and surety bonds in the Hill Country area. For more information and to learn about our agency visit our website at www.huttoins.com